| क्रम संख्या | नाम | पिता/पति का नाम | पंजीकरण संख्या |
|---|---|---|---|
| 1 | ज्योति गुप्ता | अरुण गुप्ता | 83156099 |
| 2 | नेहा गुप्ता | चंदन गुप्ता | 34936386 |
| 3 | पंकज यादव | नेहा यादव | 99771762 |
| 4 | ममता गुप्ता | अविनाश गुप्ता | 49014120 |
| 5 | राजेश शर्मा | प्रवीण शर्मा | 60726029 |
| 6 | निधि वर्मा | रेणु वर्मा | 58366905 |
| 7 | अर्चना वर्मा | मुस्कान वर्मा | 80627538 |
| 8 | नरेश राजभर | नेहा राजभर | 57813415 |
| 9 | अमित मिश्रा | अंजलि मिश्रा | 49906345 |
| 10 | मानसी शर्मा | अमित शर्मा | 29736540 |
| 11 | राजेश यादव | मानसी यादव | 12141181 |
| 12 | सुमन यादव | अंजलि यादव | 41731753 |
| 13 | मनीष मिश्रा | मुस्कान मिश्रा | 73944703 |
| 14 | मानसी मिश्रा | सत्येंद्र मिश्रा | 29921735 |
| 15 | स्वाति यादव | दीपक यादव | 87376811 |
| 16 | स्वपनिल शर्मा | कमल शर्मा | 73430604 |
| 17 | ललित यादव | अर्चना यादव | 85593328 |
| 18 | बबीता मिश्रा | नेहा मिश्रा | 56785131 |
| 19 | सुधीर शर्मा | निशा शर्मा | 70199979 |
| 20 | शिवेंद्र शर्मा | अभिषेक शर्मा | 55283693 |
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SAHARA Refund
Sahara India Life Insurance policies allow cancellation primarily through a free look period or standard surrender processes, with refunds subject to deductions. Policyholders can initiate refunds by writing to the company, but outcomes vary by product and timing. Recent developments include asset transfers affecting claims.
Free Look Period
Policyholders have 15 days from policy receipt to review terms and return the bond if dissatisfied. Refunds cover paid premiums minus proportionate risk premium, medical exam costs, and stamp duty. This applies across products like Sahara Kavach.
Surrender and Cancellation
Policies gain surrender value after 2-3 full years’ premiums, depending on the term (e.g., PayBack brochure notes conditions for 5-year terms). Cancellation anytime requires written notice to Sahara India Life; no online portal exists directly. Submit original documents, ID proofs, and canceled cheque for branch verification
Current Status
Sahara India Life faces IRDAI-mandated asset sale to SBI Life, approved by SAT on December 5, 2025, impacting policy servicing and refunds. Policyholders should contact SBI Life FAQs for claims, providing death certificates or surrender forms. Separate CRCS-Sahara refunds target cooperative deposits up to ₹50,000 via a government portal, not insurance.
Process Steps
- Write cancellation letter with policy details to Sahara’s Lucknow office.
- Await refund calculation per product terms (no surrender value for term plans like Kavach).
- Track via grievance officer if delayed. Expect 30-45 days processing, but consult SBI Life post-transfer.saharalife