| क्रम संख्या | नाम | पिता/पति का नाम | पंजीकरण संख्या |
|---|---|---|---|
| 1 | रूचि यादव | ज्ञानेश यादव | 78213845 |
| 2 | ज्ञानेश राजभर | सुमन राजभर | 56760455 |
| 3 | नेहा वर्मा | प्राची वर्मा | 75316830 |
| 4 | पंकज वर्मा | गीतिका वर्मा | 88665927 |
| 5 | अविनाश यादव | अर्पित यादव | 50897619 |
| 6 | ममता गुप्ता | नेहा गुप्ता | 73108218 |
| 7 | पारुल राजभर | गीतिका राजभर | 25304006 |
| 8 | प्राची मिश्रा | अजय मिश्रा | 14624567 |
| 9 | हर्षिता मिश्रा | अर्चना मिश्रा | 68103351 |
| 10 | सुमन मिश्रा | शिवानी मिश्रा | 96516257 |
| 11 | कमल वर्मा | गौरव वर्मा | 52756144 |
| 12 | दीपक गुप्ता | सीमा गुप्ता | 84358587 |
| 13 | अर्चना शर्मा | मधुरिमा शर्मा | 34989627 |
| 14 | मानसी मिश्रा | अरुणा मिश्रा | 67037980 |
| 15 | मोहित शर्मा | ज्योति शर्मा | 67569824 |
| 16 | अंजलि गुप्ता | रोहित गुप्ता | 76837216 |
| 17 | सुमन यादव | अजय यादव | 78239938 |
| 18 | मनीषा वर्मा | मानसी वर्मा | 31566810 |
| 19 | गीतिका यादव | मधुरिमा यादव | 45095162 |
| 20 | कमल शर्मा | कीर्ति शर्मा | 75902782 |
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SAHARA Refund
Sahara India Life Insurance policies allow cancellation primarily through a free look period or standard surrender processes, with refunds subject to deductions. Policyholders can initiate refunds by writing to the company, but outcomes vary by product and timing. Recent developments include asset transfers affecting claims.
Free Look Period
Policyholders have 15 days from policy receipt to review terms and return the bond if dissatisfied. Refunds cover paid premiums minus proportionate risk premium, medical exam costs, and stamp duty. This applies across products like Sahara Kavach.
Surrender and Cancellation
Policies gain surrender value after 2-3 full years’ premiums, depending on the term (e.g., PayBack brochure notes conditions for 5-year terms). Cancellation anytime requires written notice to Sahara India Life; no online portal exists directly. Submit original documents, ID proofs, and canceled cheque for branch verification
Current Status
Sahara India Life faces IRDAI-mandated asset sale to SBI Life, approved by SAT on December 5, 2025, impacting policy servicing and refunds. Policyholders should contact SBI Life FAQs for claims, providing death certificates or surrender forms. Separate CRCS-Sahara refunds target cooperative deposits up to ₹50,000 via a government portal, not insurance.
Process Steps
- Write cancellation letter with policy details to Sahara’s Lucknow office.
- Await refund calculation per product terms (no surrender value for term plans like Kavach).
- Track via grievance officer if delayed. Expect 30-45 days processing, but consult SBI Life post-transfer.saharalife