| क्रम संख्या | नाम | पिता/पति का नाम | पंजीकरण संख्या |
|---|---|---|---|
| 1 | अजय शर्मा | शिवम शर्मा | 96822895 |
| 2 | ममता राजभर | शिवेंद्र राजभर | 93452335 |
| 3 | सुमन गुप्ता | बृजेश गुप्ता | 30446894 |
| 4 | पारुल गुप्ता | शशांक गुप्ता | 37872852 |
| 5 | मधु गुप्ता | शुभम गुप्ता | 62277938 |
| 6 | तनुजा शर्मा | पंकज शर्मा | 53367288 |
| 7 | प्रियंका गुप्ता | सीमा गुप्ता | 82031036 |
| 8 | अभय राजभर | पंकज राजभर | 51608025 |
| 9 | प्रीति गुप्ता | राकेश गुप्ता | 46496139 |
| 10 | प्रीति गुप्ता | बबीता गुप्ता | 33341701 |
| 11 | कविता यादव | मोहन यादव | 94148569 |
| 12 | मधुरिमा शर्मा | ममता शर्मा | 61445705 |
| 13 | अर्पिता गुप्ता | भावना गुप्ता | 84907380 |
| 14 | अमित राजभर | कृष्णा राजभर | 66668266 |
| 15 | सुधीर यादव | रितु यादव | 52939556 |
| 16 | रुचिका शर्मा | संदीप शर्मा | 15743644 |
| 17 | हर्षिता राजभर | प्रियंका राजभर | 42836332 |
| 18 | निधि वर्मा | विनोद वर्मा | 45535528 |
| 19 | ममता मिश्रा | हर्षिता मिश्रा | 85299763 |
| 20 | सुनीता मिश्रा | निधि मिश्रा | 95569900 |
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SAHARA Refund
Sahara India Life Insurance policies allow cancellation primarily through a free look period or standard surrender processes, with refunds subject to deductions. Policyholders can initiate refunds by writing to the company, but outcomes vary by product and timing. Recent developments include asset transfers affecting claims.
Free Look Period
Policyholders have 15 days from policy receipt to review terms and return the bond if dissatisfied. Refunds cover paid premiums minus proportionate risk premium, medical exam costs, and stamp duty. This applies across products like Sahara Kavach.
Surrender and Cancellation
Policies gain surrender value after 2-3 full years’ premiums, depending on the term (e.g., PayBack brochure notes conditions for 5-year terms). Cancellation anytime requires written notice to Sahara India Life; no online portal exists directly. Submit original documents, ID proofs, and canceled cheque for branch verification
Current Status
Sahara India Life faces IRDAI-mandated asset sale to SBI Life, approved by SAT on December 5, 2025, impacting policy servicing and refunds. Policyholders should contact SBI Life FAQs for claims, providing death certificates or surrender forms. Separate CRCS-Sahara refunds target cooperative deposits up to ₹50,000 via a government portal, not insurance.
Process Steps
- Write cancellation letter with policy details to Sahara’s Lucknow office.
- Await refund calculation per product terms (no surrender value for term plans like Kavach).
- Track via grievance officer if delayed. Expect 30-45 days processing, but consult SBI Life post-transfer.saharalife