| क्रम संख्या | नाम | पिता/पति का नाम | पंजीकरण संख्या |
|---|---|---|---|
| 1 | विनोद गुप्ता | निशा गुप्ता | 54025941 |
| 2 | सीमा राजभर | अर्पित राजभर | 76505144 |
| 3 | अजय राजभर | किशन राजभर | 49479907 |
| 4 | प्रियंका यादव | बृजेश यादव | 24843754 |
| 5 | निशा गुप्ता | अरुणा गुप्ता | 11573793 |
| 6 | राकेश गुप्ता | नरेश गुप्ता | 52238771 |
| 7 | रूचि शर्मा | तनुजा शर्मा | 84389724 |
| 8 | ज्ञानेश मिश्रा | अभिषेक मिश्रा | 77094982 |
| 9 | गौरव शर्मा | नेहा शर्मा | 60482321 |
| 10 | अरुण गुप्ता | कुसुम गुप्ता | 72469739 |
| 11 | मधुरिमा यादव | स्वपनिल यादव | 81611540 |
| 12 | पंकज मिश्रा | रितु मिश्रा | 52118986 |
| 13 | विनोद राजभर | अमित राजभर | 45917030 |
| 14 | रितु गुप्ता | नेहा गुप्ता | 56461591 |
| 15 | कविता शर्मा | संदीप शर्मा | 64090566 |
| 16 | सुनीता मिश्रा | किशन मिश्रा | 45044821 |
| 17 | ललित यादव | बृजेश यादव | 25990841 |
| 18 | ललित यादव | कृष्णा यादव | 73331744 |
| 19 | मधुरिमा राजभर | विक्रम राजभर | 61879620 |
| 20 | शिवम वर्मा | सुनीता वर्मा | 80536976 |
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SAHARA Refund
Sahara India Life Insurance policies allow cancellation primarily through a free look period or standard surrender processes, with refunds subject to deductions. Policyholders can initiate refunds by writing to the company, but outcomes vary by product and timing. Recent developments include asset transfers affecting claims.
Free Look Period
Policyholders have 15 days from policy receipt to review terms and return the bond if dissatisfied. Refunds cover paid premiums minus proportionate risk premium, medical exam costs, and stamp duty. This applies across products like Sahara Kavach.
Surrender and Cancellation
Policies gain surrender value after 2-3 full years’ premiums, depending on the term (e.g., PayBack brochure notes conditions for 5-year terms). Cancellation anytime requires written notice to Sahara India Life; no online portal exists directly. Submit original documents, ID proofs, and canceled cheque for branch verification
Current Status
Sahara India Life faces IRDAI-mandated asset sale to SBI Life, approved by SAT on December 5, 2025, impacting policy servicing and refunds. Policyholders should contact SBI Life FAQs for claims, providing death certificates or surrender forms. Separate CRCS-Sahara refunds target cooperative deposits up to ₹50,000 via a government portal, not insurance.
Process Steps
- Write cancellation letter with policy details to Sahara’s Lucknow office.
- Await refund calculation per product terms (no surrender value for term plans like Kavach).
- Track via grievance officer if delayed. Expect 30-45 days processing, but consult SBI Life post-transfer.saharalife